Lynch & Owens are south shore personal injury attorneys who represent injured individuals throughout Massachusetts. Our personal injury attorneys, James M. Lynch and Lisa A. Galas, have represented hundreds of Massachusetts clients in cases involving tens of millions of dollars. If you have been injured in a motorcycle accident, you may be entitled to financial compensation. Attorney Lynch and Attorney Galas can help you obtain the compensation you deserve for your injuries.
Each year, there are over 100,000 motorcycle accidents in the United States. A common misconception among accident victims is that they do not need a lawyer. Until the victim of an automobile accident retains an attorney, the insurance company knows that the person they are dealing with is not currently prepared to take his or her case to court and is unlikely to offer fair compensation.
We have helped hundreds of people receive the compensation they deserve when injured in automobile, motorcycle, and tractor trailer accidents. Our attorneys have experienced:
- Conducting an extensive investigation to establish negligence and liability
- Identifying all possible sources of compensation for you
- Resolving your claim through negotiation, mediation, arbitration, or at trial
A distinguishing feature of motorcycle accidents is the prevalence of catastrophic injury; that is, injuries requiring extensive medical treatment, permanent injuries, and lengthy periods of missed employment. Motorcycle accident victims frequently suffer from brain injuries, broken bones and paralysis. According to the National Highway Traffic Safety Administration, the average motorcycle is five times more likely to be involved in a fatal traffic accident than the average car. It is the severity of injuries suffered by motorcyclists involved in accidents that makes motorcycle insurance so expensive.
In Massachusetts, all automobile drivers are required to have Personal Injury Protection (PIP) benefits to provide coverage to the driver, to passengers and to pedestrians who are injured in auto accidents. In addition to being compulsory in Massachusetts, PIP coverage is also “No-Fault” coverage – in other words, even if the driver caused the accident, he/she is still covered by PIP.
Motorcycle PIP coverage, on the other hand, is so limited that it has almost no application in a typical motorcycle accident. Neither the operator nor the passenger is covered and only a pedestrian injured by a motorcycle accident is entitled to PIP coverage, and that happens very rarely. This coverage gap is a big part of the reason why motorcycle insurance rates are cheaper than auto insurance rates. It’s also a bit misleading because the motorcycle policy coverage selections page just looks like its automobile counterpart. Both show a premium paid for the PIP coverage but the premium for a motorcycle is about one-tenth than that for an automobile, so it is easy for a motorcyclist to mistakenly conclude that he/she has full PIP coverage when that isn’t the case.
The inferiority of motorcycle insurance coverage makes it especially important for an attorney to establish liability after a motorcyle accident – i.e. to prove that the other vehicle was at fault. In many cases, motorcycle accident victims will only receive settlement proceeds covering missed work, pain and suffering by establishing that the other driver was fault, then obtaining coverage benefits from the other driver’s insurance carrier.
Lynch & Owens will not collect a fee unless you win. The expenses of a motorcyle accident can be significant, and we believe our clients shouldn’t have to worry about legal fees until they have received the money they deserve. That’s our promise to you.We will consult with you and evaluate your potential claim at no charge. Our full-service approach may include coming to you or arranging transportation to our office, depending on your specific needs.
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If you have been injured in a motorcycle accident and are seeking legal representation, please call us at (781) 741-5000. Attorney Lynch or Attorney Galas office will consult with you and evaluate your potential claim at no charge, after you call to schedule an appointment. We will help you navigate your legal issue with care, diligence and strong, cost-effective client service.
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